Frequently Asked Questions

Clubok is a family economy simulator. Your family becomes a small town with its own currency, jobs, bank, shop, and more. Kids learn economics by living it — earning, saving, borrowing, and spending family coins.

Clubok works for kids aged 6 to 14. Younger kids focus on simple tasks and earning. Older kids explore banking, loans, and trading. You control the complexity.

No. Clubok uses family coins — a virtual currency inside your family. The parent acts as the central bank. Coins can be converted to real money through the parent, but no real financial accounts are created.

Real bank rates (2–5%) are invisible to kids. At 30–50% per month, a child sees 50 coins become 75 in one month — that's exciting and tangible. The goal is teaching the concept, not running a real bank.

Screen time freezes until the debt is paid. No free minutes, no buying extra time. The only way out is to work, earn coins, and pay back the bank. It's a safe way to learn that debt has consequences.

Yes! The P2P market lets family members send coins to each other with a note. Kids can hire siblings, sell drawings, or rent toys. You set daily limits to prevent abuse.

Initial setup takes 10 minutes. After that, you approve completed tasks (30 seconds each) and occasionally adjust prices or rates. Most of the economy runs on its own.

Absolutely. You control interest rates, task prices, shop items, screen time allowances, and loan terms. As kids grow, you increase complexity. Start simple, add layers.

That's actually a feature. Trying to find loopholes teaches critical thinking. If they find an exploit, adjust the rules — just like real economies evolve.

Right now Clubok is a web app — works in any browser on any device, no download needed. Add it to your home screen for an app-like experience. Native Android and iOS apps for phones and tablets are coming later.

Yes. All data is encrypted and stored securely. We never share family data with third parties. Each family's economy is completely private.

We'll announce pricing when we launch. Join the waitlist to be the first to know.